Store Payment Collection Integration

1. The multi-channel acquiring chain has been integrated

Connect with the official payment system of Pinduoduo, integrate mainstream payment methods such as Duoduo Pay, wechat Pay, Alipay and bank cards, precisely connect with platform discount deduction rules such as group buying, 10 billion subsidies and store coupons, and achieve unified management of all payment channels. Support the aggregation of multi-store acquiring data to avoid operational chaos in multiple stores and enhance the convenience of buyers' payments.

2. Intelligent reconciliation and settlement management

Automatically capture core data such as order payment status, amount, discount deduction, and handling fee, match the three elements of order number, SKU, and amount, generate daily/weekly/monthly standardized reconciliation reports, and clearly distinguish valid orders, refund orders, and abnormal orders.

Support integration with the merchant's financial system, complete fund settlement according to the agreed cycle, simultaneously provide settlement vouchers and transaction details, adapt to the T+1 collection cycle feature of Pinduoduo, and reduce financial accounting costs.

3. Abnormal Orders and Risk Control Assurance

Real-time monitoring of abnormal payment behaviors (such as duplicate payments, large cross-regional payments, suspected false transactions, etc.), combined with the risk early warning of the platform's prevention and control center, assists in intercepting risky orders to ensure the safety of funds.

A dedicated person will follow up on abnormal situations such as uncredited funds, inconsistent amounts, and false returns associated with receipts, verify and handle them within 24 hours, and ensure that there are no errors in the flow of funds.

4. Data-driven operation support

Provide a visualization dashboard for acquiring data, displaying core indicators such as payment conversion rate, proportion of each payment method, refund rate, and success rate of group buying payments; Output the acquiring analysis report on a monthly basis, and based on the data, provide suggestions such as adjusting the preferential deduction rules and optimizing the payment process to help improve transaction conversion.