Store Payment Collection Integration

1. The multi-channel acquiring chain has been integrated

Connect with the official payment system of Taobao platform, integrate mainstream payment methods such as Alipay, Huabei, credit cards and bank cards, and at the same time support the payment connection of platform discounts such as Taobao Gift Money and shopping vouchers, to achieve unified management of all payment channels of the store and improve the convenience of buyers' payments.

2. Intelligent reconciliation and settlement management

Automatically synchronize the payment status, amount, discount deduction, handling fee and other data of each order, generate daily/weekly/monthly standardized reconciliation reports, and clearly distinguish valid orders, refund orders and abnormal orders.

Support integration with the merchant's financial system, complete fund settlement at the agreed cycle, and simultaneously provide settlement vouchers and transaction details to reduce financial accounting costs.

3. Abnormal Orders and Risk Control Assurance

Real-time monitoring of abnormal payment behaviors (such as duplicate payments, large cross-regional payments, malicious refunds, etc.), timely warnings and assistance in intercepting risky orders to ensure the safety of funds;

A dedicated person will follow up on abnormal orders such as those that have not been credited or whose amounts do not match, verify and handle them within 24 hours to ensure that there are no errors in the flow of funds.

4. Data-driven operation support

Provide an acquiring data dashboard to display core indicators such as payment conversion rate, proportion of each payment method, and refund rate; Output the acquiring analysis report on a monthly basis, and provide suggestions for optimizing the payment process based on the data (such as adjusting the preferential deduction rules) to help improve transaction conversion.